Abbreviations in banking sector

Abbreviation	Detail
AFC	Asset Finance Company
ARF	Asset Reconstruction Fund
ATM	Automated Teller Machine
CAR	Capital Adequacy Ratio
CARE	Credit Analysis and Research Limited
CCIL	Clearing Corporation of India Limited
CD	Certificate of Deposit
CIC	Core Investment Company
CPs	Commercial Papers
CRISIL	Credit Rating Information Services of India Limited
CRR	Cash Reserve Ratio
DFIs	Development Financial Institution
DRIP	District Rural Industries Project
DRT	Debt Recovery Tribunal
ECGC	Export Credit Guarantee Corporation of India
EFT	Electronic Fund Transfer
EL	Equipment Leasing Company
EXIM	Export-Import
FERA	Foreign Exchange Regulation Act
FII	Foreign Institutional Investments
GIC	General Insurance Corporation
HDFC	Housing Development and Financial Corporation
IC	Investment Company
ICD	Inter-Corporate Deposit
ICICI	Industrial Credit and Investment Corporation of India
ICRA	Investment Information and Credit Rating Agency of India Limited
IDBI	Industrial Development Bank of India
IDF	Infrastructure Debt Fund
IEPF	Investors Education and Protection Fund
IFC	Infrastructure Finance Company
IIBI	Industrial Investment Bank of India
IRDA	Insurance Regulatory
LABs	Local Area Banks
LC	Loan Company
LICI	Life insurance Corporation of India
MCX	Multi Commodity Exchange
MFI	Micro Finance Institution
NABARD	National Bank for Agriculture and Rural Development
NCBI	National Co-operative Bank of India
NDS	Negotiated Dealing System
NHB	National Housing Bank
NSE	National Stock Exchange
OTCEI	Over the Counter Exchange of India
OTS	One Time Settlement
PDs	Primary Dealers
PIN	Personal Identification Number
PTCs	Pass Through Certificates
RBI	Reserve Bank of India
RCTFC	Risk Capital and Technology Finance Corporation of India
RIDF	Rural Infrastructure Development Fund
RRBs	Regional Rural Banks
RTGS	Real Time Gross Settlement system
SBI	State Bank of India
SCARDB	State Co-operative Agriculture and Rural Development Bank
SCBs	Scheduled Commercial Banks
SEBI	Securities and Exchange Board of India
SFCSIDB	State Finance corporation and State Industrial Development Bank
SIDBI	Small Industries Development Bank of India
SLR	Statutory Liquidity Ratio
TDICI	Technology Development and Investment Corporation of India
UTI	Unit Trust of India
VCFs	Venture Capital Funds